Benefits 101

Find plain, simple explanations of health insurance and how to use it.

Benefits 101

Find plain, simple explanations of health insurance and how to use it.

These resources can help you understand your benefits and how to put them to good use:

Be prepared — Take these simple steps after you enroll

Don’t get caught off guard by a surprise health issue. Set up these accounts as soon as you’re enrolled in a plan, and find providers near you.

Compare the costs of care ahead of time

Not all providers charge the same amount for the same procedure or medicine. Learn how to use tools from Aetna® to shop around for the best care at the best price.

Know where to go for care

The emergency room (ER) is for true emergencies. Know when to go there — and explore your options for less urgent issues to save time and money.

Learn how Aetna makes coverage decisions

Learn what medical necessity means, what Clinical Policy Bulletins include, and how they affect what’s covered by your plan. (Tip: Your plan documents are your best guide!)

Visit your NAF page

Click on one of these tiles to find NAF-specific updates, contacts, enrollment information and more.

Army

Marine Corps

Air Force

Nexcom

CNIC

Exchange

NAF Employers

NAF Retirees